The 440 Authority

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Precise PTD Exposure Calculations: Automatically computes total and present value of past and future Permanent Total Disability (PTD) benefits, including PTD supplements.
Accurate Statutory Compliance: Applies Florida-specific rules and limitations based on the accident date, ensuring reliable results.
Comprehensive Offset Adjustments: Accounts for Social Security Disability, Grice, and combined weekly benefit offsets.
Detailed Attorney Fee Calculations: Estimates guideline fees using both periodic and lump sum exposure values for accurate planning.
Automatic Penalties & Interest: Includes calculations for late payments, applying statutory penalties and interest.
Customizable Inputs: Easily adjusts AWW, compensation rate, life expectancy, and statutory factors for tailored results.
Professional PDF Reporting: Generates polished, easy-to-read reports with payment schedules and rule-based explanations for clarity.

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Accurate Impairment Benefit Calculations: Determines total benefit amounts based on impairment ratings and accident details.
Custom Schedule of Benefits: Provides a week-by-week breakdown of payments, including late penalties and interest when applicable.
Comprehensive Rate Adjustments: Applies statutory compensation rates, including 75% and 50% impairment benefit rates, automatically.
Penalties and Interest Calculations: Accurately computes statutory penalties and interest for late benefit payments.
Tailored Reporting: Adapts benefit calculations to accident dates, MMI dates, and other key case milestones.
Professional PDF Reporting: Generates detailed, printable reports with payment schedules and legal compliance details.
Statutory Compliance: Ensures benefit calculations adhere to Florida Workers' Compensation law.

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Accurately calculates TTD benefits based on the claimant's AWW and corresponding compensation rate.
Determines the specific TTD amount due to the claimant for any given time period, factoring in penalties and interest.
Apply Social Security Disability offsets when applicable, ensuring an accurate calculation of total compensation.
Generate an easy-to-read report with a schedule of benefits, including exact amounts and due dates for each payment period.
Account for any changes in compensation due to the claimant's eligibility for Catastrophic TTD or other special circumstances.
Track and update the number of weeks available for TTD benefits under Florida Workers' Compensation law.
Provide detailed insight into the total exposure, including penalties, interest, and the total amount due.

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Accurately calculates TPD benefits based on the claimant's AWW and corresponding compensation rate.
Include a detailed calculation of the TPD due for each specific weekly period, factoring in partial wages earned by the claimant.
Automatically apply any applicable penalties and interest, providing clear insights into the total exposure.
Provide a breakdown of TPD benefits, accounting for deemed earnings and unemployment reductions, ensuring an accurate compensation adjustment.
Account for any changes in actual earnings during the eligibility period and accurately track remaining TPD benefit weeks.
Generate an easy-to-read schedule of benefits with detailed penalty, interest, and final payment adjustments for each reporting period.
Offer comprehensive reporting on the TPD claim's total amount due, including full calculation of penalties, interest, and other adjustments.